Strategic Financial Leadership Within Your Reach
Ten Four CFO was founded on a simple idea - that growing businesses deserve access to senior financial leadership without the cost of a full time CFO. The name says it all: confirmed, connected, and ready to get to work.
STRATEGIC FINANCIAL LEADERSHIP • FRACTIONAL CFO EXPERTISE • GROWTH ORIENTATION • TECHNICAL PRECISION • ARCHITECTURAL FINANCE •
Ten Four CFO offers flexible engagements designed around your business needs — not a one-size-fits-all package.
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Fractional CFO Services
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Interim CFO Services
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Your dedicated CFO on a part-time basis. Ideal for businesses that need ongoing strategic financial leadership, cash flow management, financial reporting, and executive-level guidance without a full-time hire.
Stepping in during a transition, leave of absence, or critical growth period. Ten Four CFO provides immediate CFO coverage while you search for a permanent solution or navigate a pivotal moment.
CFO Advisory
Project-based engagements for specific needs — fundraising preparation, financial clean-up, banking relationships, budgeting and forecasting, or preparing for an exit or acquisition.
Ten Four CFO has deep expertise in construction finance including WIP reporting, job costing, bonding, subcontractor management, and cash flow management in project-based businesses.
Strategic Financial Leadership for Ambitious Growth
We bridge the gap between operational efficiency and strategic vision. Our fractional CFO expertise ensures your business remains resilient while scaling into new markets with technical precision and architectural clarity.
Continuing the pursuit of connection
Ten Four CFO was founded on the simple idea - that growing businesses deserve access to senior financial leadership without the cost of a full time CFO. The name says it all: confirmed, connected, and ready to get to work.
Founder Michael Spencer brings years of CFO-level experience across construction, real estate, and growth-stage companies. With a track record of managing complex financial operations, improving cash-flow, and helping business owners make confident financial decisions, Michael founded Ten Four CFO to bring that same expertise directly to entrepreneurs and growing businesses.
Today's business owners need strategic financial guidance - not just bookkeeping. A fractional CFO gives you a seat at the table with someone who understands your numbers, challenges your assumptions, and helps you build a financially strong business. That's exactly what Ten Four CFO delivers.
Ten Four CFO is proud to serve a diverse range of business owners including members of the LGBT business community. Michael is an active member of the National LGBT Chamber of Commerce and the North Texas LGBT Chamber of Commerce.
Ready to talk? Schedule a free 30-minute consultation and let's see if Ten Four CFO is the right fit for your business.
Who we serve
Ten Four CFO works with owner-operated and growth-stage businesses typically generating between $1M and $100M in annual revenue who need senior financial leadership without a full-time CFO.
Industries:
+ Construction and Real Estate
+ Professional Services
+ Healthcare and Wellness
+ Creative and Marketing Agencies
+ Technology and Startups
+ LGBT-Owned and community-focused businesses
You might be ready for a fractional CFO if:
+ Your business is growing faster than your financial systems can handle
+ You have a bookkeeper but no strategic financial voice at the table
+ You are preparing to raise capital or apply for financing
+ Cashflow is unpredictable and you need better visibility
+ You are planning an acquisition, expansion, or exit