CONFIRMED & CONNECTED
Ten Four CFO is an outsourced accounting and advisory firm. Delivering tailored senior financial leadership without the cost of a full-time CFO.
Ten Four CFO is an outsourced Accounting & advisory firm built on clarity, communication, and connection. We deliver tailored senior financial leadership that helps growing businesses understand their numbers and make confident decisions—without the cost of a full-time CFO.
CONFIRMED & CONNECTED
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Project-Level Services
DEFINED SCOPE · FIXED TIMELINE
One-off engagements with a clear start and finish — due diligence support, system implementations, audit prep, or a single fundraising round.
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CFO Advisory
AS-NEEDED · STRATEGIC
Senior-level counsel for specific decisions — fundraising strategy, board prep, pricing, or scenario planning — without a standing engagement.
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Interim CFO
SHORT-TERM · FULL COVERAGE
Full-scope CFO coverage during a transition, leave, or search — keeping close, cash, and reporting running without a gap in leadership.
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Fractional CFO
ONGOING · PART-TIME
Embedded financial leadership on a recurring basis — forecasting, board reporting, and strategic decision support, without the cost of a full-time hire.
CFO Services
Ten Four CFO offers expert part time CFO services as flexible engagements designed around your business needs — not a one-size-fits-all package.
Areas of expertise
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Transaction Advisory
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Journal Entry Posting
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Month-End/Year-End Closing
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Cash Forecasting
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Account Reconciliations
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Internal Controls
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Financial Statements
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Surety Bond Reporting
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Tax & Audit Support
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Budgeting/Forecasting
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Financial Modeling
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Scenario Run-Throughs
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Job Costing
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Risk Management
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Business Planning
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Margin Analysis
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Variance Analysis
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SKU Rationalization
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Cost/Volume/Profit
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Estimating & Pricing
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Financial Statement Analysis
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Market Deep Dive
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WIP Accounting
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Cost Report Analysis
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Network Optimization
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Workforce Planning
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Ad Hoc Analysis
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Profitability Analysis
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Quality of Earnings
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Strategy Development
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Strengths/Weaknesses Assessment
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Raising Capital
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Capital Investment Planning
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Business Process Improvement
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Mergers & Acquisitions
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Benchmarking
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Working Capital Management
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 Capital Investment Decisions
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Site Selection
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ERP Selection
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FP&A Software
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CRM Implementation
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Technology Roadmap
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Security Risk Planning
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IT Provider Review
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Implementation
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AI Integration
Strategic Financial Leadership for Ambitious Growth
We bridge the gap between operational efficiency and strategic vision. Our fractional CFO expertise ensures your business remains resilient while scaling into new markets with technical precision and architectural clarity.
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Industries
Professional services
Industries:
Construction
Architecture & Design
Manufacturing
Franchises
Franchises
Supply Chain
Distribution & Logistics
Continuing the pursuit of connection
Ten Four CFO was founded on the simple idea - that growing businesses deserve access to senior financial leadership without the cost of a full time CFO. The name says it all: confirmed, connected, and ready to get to work.
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Founder Michael Spencer brings years of CFO-level experience across construction, real estate, and growth-stage companies. With a track record of managing complex financial operations, improving cash-flow, and helping business owners make confident financial decisions, Michael founded Ten Four CFO to bring that same expertise directly to entrepreneurs and growing businesses.Â
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Today's business owners need strategic financial guidance - not just bookkeeping. A fractional CFO gives you a seat at the table with someone who understands your numbers, challenges your assumptions, and helps you build a financially strong business. That's exactly what Ten Four CFO delivers.
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Ten Four CFO is proud to serve a diverse range of business owners including members of the LGBT business community. Michael is an active member of the National LGBT Chamber of Commerce and the North Texas LGBT Chamber of Commerce.Â
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Ready to talk? Schedule a free 30-minute consultation and let's see if Ten Four CFO is the right fit for your business.
Who we serve
Ten Four CFO works with owner-operated and growth-stage businesses typically generating between $1M and $100M in annual revenue who need senior financial leadership without a full-time CFO.
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Industries:
+ Construction and Real Estate
+ Manufacturing and Distribution
+ Professional Services
+ Creative and Marketing Agencies
+ Technology and Startups
+ LGBT-Owned and community-focused businesses
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You might be ready for a fractional CFO if:
+ Your business is growing faster than your financial systems can handle
+ You have a bookkeeper but no strategic financial voice at the table
+ You are preparing to raise capital or apply for financing
+ Cashflow is unpredictable and you need better visibility
+ You are planning an acquisition, expansion, or exit
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